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Monthly Portfolio Update January 2025

 January was a comeback month for the markets, with all four major North American indexes finishing in the green and getting back in the win column. The rally was fueled by strong earnings, solid economic data, and the Fed’s decision to keep interest rates steady. Excitement around AI also played a big role, pushing technology stocks higher—at least for most of the month. But it wasn’t all smooth sailing.

Weekly Update for the week ending January 31, 2025

I originally planned to kick off this update with an in-depth look at dividends—a topic I’ve been wanting to discuss for a while. However, two things changed that plan. First, the discussion on dividends grew much larger than I anticipated, making it tough to fit within this post. Second, an unexpected market-shaking event took centre stage: the rise of a new artificial intelligence (AI) player, sending ripples through the markets and making waves among the current AI leaders.

Rather than glossing over this event, I felt it warranted a more detailed discussion. This week, China’s DeepSeek AI entered the scene, disrupting expectations and raising major questions about the future of AI investments.

Weekly Update for the week ending January 24, 2025

Dividend Fallacy
When a friend told me they were choosing stocks based on dividend yields, it got me thinking—how many of us have fallen into this same trap? High dividend yields can feel like a golden ticket, but are they always as good as they seem? Let’s look at two common pitfalls: the “dividend fallacy” and the “dividend trap.”

Weekly Update for the week ending January 17, 2025

With the start of another earnings season, I thought it’d be a great time to talk about earnings reports. These reports can seem a bit intimidating, but they’re one of the most important tools for assessing how a company is performing.

Understanding Earnings Reports: What New Investors Should Know

Earnings reports are like a company’s report card, showing how well they’ve performed over a specific period – usually a quarter or a year. They provide key details like revenue, profits, expenses, and earnings per share (EPS), helping investors gauge how a business is doing. For example, steadily growing revenue signals a thriving business, while shrinking profits may raise concerns. Earnings reports also offer management insights about the industry and plans for the future, giving a clearer picture of what’s ahead.

Weekly Update for the week ending January 3, 2025

Many professional investors took a break for the Christmas holidays, leading to light trading in the Canadian and American markets. I also stepped back from closely tracking daily market moves, but one thing stood out—the absence of a Santa Claus rally this year. As a result, three of the four major indexes, with only the Nasdaq Composite Index (Nasdaq) spared, and all three of my portfolios posted losses for December, though they still managed gains for the year overall.